The information provided by velarixdova ("we," "us," or "our") on velarixdova.com and our related services is for general informational and educational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site or our services.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or our services or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

Our financial goal setting materials, courses, and educational content are designed for informational and educational purposes only. These materials do not constitute financial advice, investment recommendations, or professional financial planning services.

• We do not guarantee any specific financial outcomes or results
• Past performance or examples shared do not predict future results
• Individual financial situations require personalized professional advice
• Market conditions and economic factors can significantly impact outcomes

velarixdova and its instructors are not licensed financial advisors, certified financial planners, or investment professionals unless specifically stated otherwise. Our educational content should not replace consultation with qualified financial professionals.

You should always consult with a qualified financial advisor, accountant, or other professional before making significant financial decisions. We strongly recommend seeking personalized advice that considers your specific financial situation, goals, and risk tolerance.

The information provided through our services may not be appropriate for all individuals and should be considered alongside advice from licensed professionals in your jurisdiction.

Our website may contain links to other websites or content, or references to third-party products and services that are not owned or controlled by velarixdova. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that velarixdova shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, velarixdova excludes all representations, warranties, conditions, and terms whether express, implied, statutory, or otherwise.

• We do not warrant that our services will be uninterrupted or error-free
• Technical issues or service interruptions may occur
• Content accuracy may vary and should be independently verified
• Your use of our services is at your sole risk and discretion

This disclaimer and your use of our website and services are governed by Australian law. The Australian Consumer Law provides certain guarantees and rights that cannot be excluded, restricted, or modified. Where permitted by law, our liability is limited to the maximum extent possible.

Any disputes arising from your use of our services will be subject to the exclusive jurisdiction of the courts of New South Wales, Australia. If any provision of this disclaimer is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

This disclaimer may be updated from time to time to reflect changes in our services or legal requirements. Continued use of our services after such changes constitutes acceptance of the updated terms.